A trip is like a marriage: you don't
go into it thinking you will have trouble. But trouble can occur
before your departure date so that you will need to cancel or
delay your trip, perhaps with the loss of non-refundable payments.
You can become ill and need to return early, or a family member
at home may become ill so that you must return early. Bags can
be lost or delayed. You may need emergency medical assistance
during your trip. Such things happen. A wise traveler prepares
for trouble by purchasing trip insurance at the time the first
booking is made. Having
insurance can save you money and inconvenience and maybe even
save your trip. Note:
be sure to buy your insurance within 7 to 14 days of your initial
trip purchase to be sure of getting the best possible
protection against loss of at-risk payments. Otherwise, you
may not be covered for cancellation due to pre-existing conditions.
And of course, if something happens to cause you to cancel before
you buy travel insurance, you won't be covered. So do not procrastinate.
Buy travel insurance immediately when you make your first trip
arrangement purchase. The cost of the premium varies with the
insurance company used (they all differ in their costs and benefits),
the number and ages of travelers, the trip duration, and the
amount of money at-risk of loss in the event of trip cancellation. Don't forget that travel insurance is
useful even if you are using frequent flyer tickets to travel
to your destination. Sure, you don't have the high cost of non-refundable
tickets to protect, but what about the high cost of getting
emergency assistance if you become ill while on your trip? Without
insurance you are on your own to pay for emergency medical evacuation,
and that can be very, very expensive indeed! Or what happens
if your luggage is stolen while you are traveling? Are you prepared
to replace the contents and continue enjoying your trip? Travel
insurance can help with that, too. For more information, see What
you should know about trip insurance. When you are ready to book, contact
me for a quote on travel insurance. Flight
is better than fight, so dress so you can flee danger
if necessary. Wearing shoes you can run in is good for more
than just comfortable sightseeing. Good shoes can help you extricate
yourself from a bad situation. Also, don't overload yourself
with baggage; hauling a large load will slow you down as well
as limit your travel options (e.g., do you really want to take
the underground to your hotel in London if you are lugging so
many heavy bags that you need a porter to help?). Don't
look like a victim.
If you look like an easy mark, you invite the bad guys to try
to take advantage of you. Standing on the sidewalk trying to
figure out where you are on the map advertises that you are
a helpless tourist. There are many kind souls who will see that
as a sign to come to your rescue-- and you will meet nice people
that way. But it also signals that you may have items on your
person, such as credit cards, tickets, and your passport, which
would be worth stealing. You don't want to look like a tourist
because that makes you look like a victim. Be
aware of your surroundings.
It will be harder for a pickpocket to creep up on you
if you are watching what is going on around you and who might
be lurking nearby. Don't
be distracted.
A clever scheme of pickpockets is to divert your attention
while an accomplice cuts open your purse, fannypack, or knapsack
or picks your pockets. For example, Roman pickpockets are notorious
for having a crying child get your attention while the child's
mother or other children snatch your valuables. Don't fall for
it. If you are approached by someone who is trying to get your
interest, move away and don't let yourself be distracted from
taking care of your belongings. Don't
allow strangers to approach you too closely. Pickpockets
may look like a well-dressed businessman or other reputable
person. If you stop to help them pick up dropped coins (a typical
scam), you may end up with your pockets picked for your efforts. Don't
go into neighborhoods where crime is common. Ask
the staff at your hotel where to go and where to avoid going. There
is safety in numbers.
When you go out at night or into a strange area, go with
a friend. If you go alone, go only to places where there are
other people who are intent on enjoying themselves. For example,
you can be safe walking around the central part of large European
cities at night because it is the custom of the residents to
walk in their cities at night, to dine late, to enjoy living
in their cities. The Centro Storico of Rome is a good example:
you can walk the streets and piazzas there at night and feel
perfectly secure. When you no longer see couples and families
strolling the streets, it's time for you to leave, too. Don't
make it easy to steal from you. 1.
Leave valuables at home. Instead of wearing an
expensive watch and jewelry, take only a watch and jewelry
you can easily afford to lose. 2.
Don't carry your valuables in an easily accessible place,
such as your purse, fannypack, knapsack, or pockets. Use a
money belt or pouch hung around your neck inside your clothes.
That won't stop you from losing these items if you are mugged--
relatively uncommon in Europe-- but it will stop pickpockets
from taking them. 3.
Keep in your pocket, purse, fannypack, or knapsack only your
spending money for the day. This is the small denomination
bills and coins you intend to use for tips, small purchases,
and the like. If you cannot afford to lose it, don't put it
in any easily accessible place. Travel writer Rick Steves suggests
you include a cute note to the thief as a way to make yourself
feel better in the event that this stash is robbed. 4.
Keep your money belt or security pouch on your person when
you are sleeping in a place with strangers,
such as on a train. 5.
Fasten the strap of your bags to a fixture when waiting in
terminals or seated on the train. For example,
wrap the strap around the leg of your chair or the strut of
the overhead bin in your compartment. This prevents thieves
from grabbing and running off with your belongings. 6.
Carry your day bags in a protected place on your body.
Put your purse on the side of your body away from the street
so purse snatchers have a harder time grabbing it. Wear your
fanny pack in front where you can see who is getting into
it (and in case you forget to close it, you will be more likely
to see when things fall out). 7.
Organize the contents of your knapsack into pouches and individual
bags fastened inside; that way, if someone cuts
open the bottom of your knapsack, they won't be able to remove
all your belongings too easily. This also makes it easier
for you to find what you are looking for when you need to
retrieve an item from your knapsack. 8.
Put a business card marked with your hotel name and phone
number into your jacket, coat, and bag. That way,
if you leave any of these behind in a restaurant, etc., it
will be easier to return the item to you. 9.
Use the safe in your hotel or cruise ship to store valuables
you won't need for a while, such as your airline ticket
home. 10.
Don't put your home address on your luggage tags.
Don't advertise your empty home to would-be thieves
by letting them see your home address on your luggage. If
you have an office address, use it instead. Or use a post
office box or the address of a friend who is not traveling.
Or ask your travel
agent if you can use her agency address. 11.
Keep your passwords and PINs secure.
When you are using an ATM, shield the keypad with your
body and your hand so no one else can see the numbers you
are inputting. And, of course, do not write your PIN on your
debit or credit card. You may want to think twice about taking
your laptop computer on a trip outside the US. Not only can
sensitive data be stolen from your laptop while on the tripnot
to mention the risk that the laptop can be stolenbut you
risk loss of your laptop to Uncle Sam: Federal
Agents Authorized to Seize Travelers' Laptops -
Departmento of Homeland Security policies authorize federal
agents to seize laptops and other devices from travelers at
the border without any suspicion of wrongdoing. The measures
have been in place for a while but have only recently been disclosed
by the agency after pressure from civil liberties groups and
travel associations. [Washington
Post/Reuters article dated 1 Aug 2008]
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